Cranberry Meadow Insurance Group LLC Privacy Policy

Whether you are a customer, or prospective customer, partnering agent or agency, you have entrusted us to safeguard your personal information. We are providing this privacy notice to assist you in understanding the types of personal information we collect, where we receive it, how we use it, and how we protect the privacy of your personal information shared with us.

Where Do We Get Personal Information, Why Do We Collect It, and What Do We Collect?

Most of the personal information we collect is obtained with consent directly from you, one of our customers or prospective customers.  We primarily collect personal information to confirm your eligibility for healthcare and insurance related products and to manage your relationship with us. The type of information that we collect depends on our working relationship with you.  Here are examples of the type of information we may collect and the purpose for collecting it.

• Information you or a person on your behalf provides on an application or other form (for example, name, address, social security number, health condition, or income)
• Information we get with your consent from other third-party sources such as Insurance contracts, information to verify assets and income for the purpose of qualification for specific healthcare and prescription assistance programs.
• Information about your relationship and history with us and are ability to stay in contact with you       
•  Information on your interactions with our websites

How Do We Use and Disclose Your Information?

We use and disclose your information to provide you with customer service, to assist you with the selection of the products or services we offer, to be able to provide you our products or services. We must collect information for legal and compliance purposes, and as required or permitted by applicable law. If necessary, we disclose information when it is required by law, for example, a filing to the Internal Revenue Service (such as Form 1099). We may also disclose certain information to other entities to help us report or prevent fraud, including reports to regulatory or law enforcement agencies.  We do not share your health information, except as needed to maintain and process your enrollment.

Cranberry Meadow Insurance may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose or as you authorize, we require the recipient to keep that personal information confidential and not use it for any purpose except performing the service.  Categories of third parties that may be given access to your personal information will depend upon your unique relationship with us.  Examples of these categories include:

• Insurance companies
• Financial services professionals
• Software service providers
• Attorneys and other legal professionals
• Regulatory agencies
• Partnering Insurance agencies
• Concierge member servicing colleagues 

How Do We Protect the Security of Your Information?

We have policies that maintain the physical, electronic, and procedural safeguards to protect the confidentiality of your personal information. Access to your personal information is limited to those who need to know it to help service our relationship with you. Should your relationship with us end, we will continue to follow the privacy policies described in this notice to the extent that we retain information about you. We will store your personal data in accordance with applicable laws or regulatory requirements and retain data for as long as necessary to fulfill those purposes for which the personal data was collected. If we no longer need to retain that information, we will dispose of it in a secure manner.